The Public Provident Fund (PPF) continues to be one of India’s most popular savings schemes, offering guaranteed returns and tax benefits. For 2025, the PPF savings plan remains an attractive investment option for those looking to build wealth over time with monthly contributions of ₹5,000, potentially growing to nearly ₹16 lakh. Here’s everything you need … Read more
The Employees’ Pension Scheme (EPS)-95 has announced a significant pension increase for 2026, with the minimum pension being raised to ₹7,500. In addition to this, the Dearness Allowance (DA) rollout scheduled for January 2026 will further enhance pensioners’ benefits. This increase promises to provide more financial support to retirees across India. Details of the EPS-95 … Read more
In 2025, Fixed Deposits (FDs) remain one of the safest and most reliable investment options for conservative investors. With 7.65% interest rates, these FDs continue to offer a secure way to grow your savings with guaranteed returns. Here’s everything you need to know about the new FD rates for 2025. How Fixed Deposits Work in … Read more
The Post Office Monthly Income Scheme (POMIS) continues to be a reliable and safe investment option for conservative investors in 2025. Offering guaranteed returns, this scheme provides a steady income with a 7.4% interest rate, making it ideal for those looking to invest in a secure, low-risk financial product. How the Post Office Monthly Income … Read more
Indian Railways has announced a major relief for millions of passengers traveling in Sleeper Class. Starting January 2026, the bed roll facility will officially return, offering passengers pillows, blankets and bedsheets during long distance journeys. This service was discontinued earlier, but the Railways has now confirmed its reintroduction across selected trains and routes. Why Railways … Read more
A public holiday has been officially declared for December 3, and all schools, colleges, and government offices will remain closed across the notified regions. The government has issued this order following an important national level event, and the closure applies to both public and private educational institutions as well as state government departments. Why the … Read more
A new special Fixed Deposit scheme for senior citizens has been launched, offering higher interest benefits and guaranteed annual returns. Under this revised FD plan, a deposit of Rs 1 lakh will earn Rs 26,000 as interest, making it one of the most rewarding schemes for retirees looking for safe and stable income. Why This … Read more
Indian Railways has officially updated the train ticket booking timings starting December 5, introducing a new schedule for passengers across the country. These changes apply to both online IRCTC bookings and ticket counters, aiming to streamline reservation management, reduce peak hour server load, and enhance passenger convenience. Why Indian Railways Updated the Booking Timings The … Read more
The Reserve Bank of India has announced new changes to Fixed Deposit regulations, issuing fresh guidelines that all banks must follow while determining interest rates on deposit accounts. These updates aim to increase transparency, ensure fair returns for customers, and bring uniformity in how banks calculate and revise FD interest rates across tenures. Why RBI … Read more
Bank FD Scheme 2025: Several leading banks are now offering highly attractive interest rates on 2 year Fixed Deposit schemes, with returns going up to 8.50 percent. These revised rates provide a strong opportunity for depositors looking for safe and high yielding short term investment options. Why 2-Year FDs Are Attracting Huge Interest The 2 … Read more