December is one of the most important months for Social Security beneficiaries, and the 2025 payment schedule is now confirmed. Millions of retirees, disabled workers, survivors, and Supplemental Security Income recipients will receive their final payments of the year based on the Social Security Administration’s calendar. Here is a clear breakdown of who gets paid in December, the exact dates, and what beneficiaries should know before the end of the year.
How Social Security Payments Work in December 2025
The Social Security Administration follows a weekly schedule based on birthdates and program types. Payments are issued on Wednesdays for retirees, spouses, and disabled workers, while SSI beneficiaries receive their checks on the first of the month unless holidays affect the timing. December 2025 also includes early payments for some groups due to holidays.
Social Security Payment Dates for December 2025
The SSA has confirmed the full payment schedule for December, with different groups receiving their benefits throughout the month.
Official Social Security Payment Schedule for December 2025
| Beneficiary Group | Payment Date | Notes |
|---|---|---|
| SSI Beneficiaries | December 1, 2025 | Regular monthly SSI payment |
| Social Security (Birthdays 1–10) | December 10, 2025 | Second Wednesday payout |
| Social Security (Birthdays 11–20) | December 17, 2025 | Third Wednesday payout |
| Social Security (Birthdays 21–31) | December 24, 2025 | Fourth Wednesday payout |
| SSI January 2026 Payment | December 31, 2025 | Early payment due to New Year’s Day |
Who Receives Social Security Benefits in December
Multiple groups receive benefits this month, making December one of the most active payout periods of the year. Payments include retirement benefits, disability benefits, and survivor benefits, depending on a person’s earning record and program eligibility.
Beneficiaries Receiving December 2025 Payments
- Retired workers
- Spouses of retired workers
- Survivors including widows, widowers, and dependent children
- SSDI disabled workers
- SSI beneficiaries with limited income or resources
- Dual eligible beneficiaries receiving both SSI and Social Security
Important Note: Early SSI Payment in December
Because January 1 is a federal holiday, SSI beneficiaries will receive their January 2026 payment early, on December 31, 2025. This means SSI recipients get two payments in December but none in January. This is normal and does not mean the SSA has increased benefits for the month.
What About Social Security COLA Increase for 2026
While December payments reflect the 2025 COLA rate, beneficiaries will see the new 2026 Cost of Living Adjustment applied starting with their January 2026 benefits. This increase will show in the early January statements even though SSI recipients get their January payment in December.
Common Reasons for Delayed December Payments
Most payments arrive on time, but some beneficiaries may experience delays due to banking holidays, outdated account details, or SSA verification issues. Beneficiaries should ensure their direct deposit information is correct and that any recent address changes are updated with the SSA.
How Beneficiaries Can Check Their Payment Status
Social Security recipients can confirm their payment dates using their My Social Security online account. This portal allows beneficiaries to view their payment history, upcoming dates, benefit amount, and any notices from the SSA.
Conclusion:
The Social Security December Payments 2025 schedule includes five key payout dates, covering retirees, disabled workers, survivors, and SSI beneficiaries. With an early SSI payment and the holidays approaching, December is a busy month for Social Security. Beneficiaries should stay aware of the schedule, update their account details, and prepare for the upcoming 2026 COLA increase starting next month.
Disclaimer: This article provides general information based on the official Social Security payment calendar. Actual payment timing may vary depending on bank processing, holidays, and beneficiary account details. Always confirm updates directly through the Social Security Administration.
